Times are getting hard for anyone trying to get away with online fraud. That’s because Siemens, in cooperation with a partner company, has developed an Internet ID card the size of an ATM card that enables users to provide authentication prior to a bank transaction, using a fingerprint and an integrated key. The ID card doesn’t require any additional software or hardware, so it is safe from attacks and can be used on any computer. The solution is slated for market launch in the summer of 2008 at the earliest.