People more likely to overestimate their credit quality

A new study published in the Journal of Consumer Affairs examined consumers' self-assessments of their credit rating and found that respondents were more likely to believe they had average or above average credit and those who overestimated their credit quality were less likely to budget, save, and invest regularly.

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<p><a href="http://www.physorg.com/news131639740.html">People more likely to overestimate their credit quality</a></p> <p>A new study published in the <i>Journal of Consumer Affairs</i> examined consumers' self-assessments of their credit rating and found that respondents were more likely to believe they had average or above average credit and those who overestimated their credit quality were less likely to budget, save, and invest regularly.</p>