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<title>PHYSorg.com: PHYSorg news tagged with: gift certificate</title>
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     <title>How you spend affects how much you spend: Non-cash purchases found to be higher than cash buys</title>
   	 <description>There is fresh evidence that people spend less when paying cash than using credit, cash-equivalent scrip or gift certificates. They also spend less when they have to estimate expenses in detail. These findings appear in the September issue of the Journal of Experimental Psychology: Applied, published by the American Psychological Association.</description>
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	 <pubDate>Sun, 07 Sep 2008 03:45:42 EST</pubDate>
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