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<title>PHYSorg.com: PHYSorg news tagged with: insurance</title>
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<description>Physorg.com internet news portal provides the latest news on science including: Physics, Nanotechnology, Life Sciences, Space Science, Earth Science, Environment, Health and Medicine.</description>

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     <title>Obama outlines health care plan for all</title>
   	 <description>(AP) --  President Barack Obama says he's open to requiring all Americans to buy health insurance, as long as the plan provides a "hardship waiver" to exempt poor people from having to pay.</description>
     <link>http://www.physorg.com/news163271156.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 04 Jun 2009 05:47:08 EST</pubDate>
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     <title>Health, life insurers hold billions in tobacco stocks</title>
   	 <description>More than a decade after Harvard researchers first revealed that life and health insurance companies were major investors in tobacco stocks - prompting calls upon them to divest - the insurance industry has yet to kick the habit, they say.</description>
     <link>http://www.physorg.com/news163270429.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Wed, 03 Jun 2009 17:54:33 EST</pubDate>
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     <title>Cost shifting may make arthritis medications too expensive for medicare beneficiaries</title>
   	 <description>Biologic disease-modifying antirheumatic drugs (DMARDs) such as adalimumab, etanercept and infliximab are effective at reducing symptoms and slowing progression of rheumatoid arthritis (RA). These drugs act more quickly, require less laboratory monitoring, and are better tolerated than nonbiologic DMARDs, but they are also up to 100 times more expensive. Insurance plans differ greatly in their coverage of and cost sharing for biologic DMARDs, sometimes shifting a large portion of the cost of patients. A new study examined the cost-sharing structures for biologic DMARDs in Part D plans and the resulting cost burden to patients. The study was published in the June issue of Arthritis Care &amp; Research.</description>
     <link>http://www.physorg.com/news163101659.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 01 Jun 2009 19:01:28 EST</pubDate>
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     <title>Congress can learn from Mass., Tenn. health plans</title>
   	 <description>(AP) -- Laid off from her job in Massachusetts, Danielle Marks thought immediately about losing her health insurance. How could she afford the medication and physical therapy she needed to heal after shoulder surgery?</description>
     <link>http://www.physorg.com/news162738504.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 28 May 2009 14:08:56 EST</pubDate>
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     <title>Report concludes uninsured are costly for all</title>
   	 <description>(AP) --  The average family with health insurance shells out an extra $1,000 a year in premiums to pay for health care for the uninsured, a new report finds.</description>
     <link>http://www.physorg.com/news162708941.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 28 May 2009 05:56:13 EST</pubDate>
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     <title>NJIT business prof says first-quarter bank profits will soon prove ephemeral</title>
   	 <description>NJIT finance professor Michael Ehrlich predicts that the strong profits reported by banks in the first quarter will soon be followed by more losses.  Ehrlich, a market failure expert, notes that the unexpectedly strong profits reported in the first quarter by many large banks were the result of significant accounting manipulation.  For some of the banks, these earnings were a crucial addition to their net equity positions at a time when government "stress tests" were evaluating their future viability.   With more losses, serious pressure could mount on the Federal Deposit Insurance Corporation, which, of course, insures bank deposits.</description>
     <link>http://www.physorg.com/news162664357.html</link>
	 <category>Other Sciences</category>
	 <pubDate>Wed, 27 May 2009 17:33:20 EST</pubDate>
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     <title>Contracts adding legal twist to family health care</title>
   	 <description>Financial contracts to care for sick or aging relatives - nearly unthinkable just a decade ago - are drawing new interest as everyday Americans wrestle with the time and expense of providing long-term health care, a University of Illinois legal expert says.</description>
     <link>http://www.physorg.com/news162650583.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Wed, 27 May 2009 13:43:29 EST</pubDate>
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     <title>Can we afford the cancer care of the future?</title>
   	 <description>When a cancer patient and his or her doctor discuss the value of a treatment option, the conversation usually centers on a consideration of the treatment's medical benefits versus its possible side effects for the patient. Increasingly, however, as the already high costs of cancer care continue to rise, a full view of the patient's welfare must also take into account the economic impact of the treatment on the patient and his or her family.</description>
     <link>http://www.physorg.com/news162562367.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Tue, 26 May 2009 13:13:17 EST</pubDate>
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     <title>Consumers remain upbeat</title>
   	 <description>Despite the global recession and the crisis in the banking sector, consumer confidence in financial services remains intact, according to a report compiled for the Nottingham University Business School.</description>
     <link>http://www.physorg.com/news161959111.html</link>
	 <category>Other Sciences</category>
	 <pubDate>Tue, 19 May 2009 13:39:12 EST</pubDate>
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     <title>Proposal would require all to have health coverage</title>
   	 <description>(AP) --  House Democrats are crafting a plan that would require all Americans to carry health insurance and would help families making less than $88,000 pay the premiums. Employers, too, would have to help foot the bill.</description>
     <link>http://www.physorg.com/news161535116.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 14 May 2009 15:53:32 EST</pubDate>
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     <title>Free Lipitor, Viagra, other drugs for jobless</title>
   	 <description>(AP) --  Pfizer Inc. is unveiling a new program Thursday that will let people who have lost their jobs and health insurance keep taking some widely prescribed Pfizer medications - including Lipitor and Viagra - for free for up to a year.</description>
     <link>http://www.physorg.com/news161513490.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 14 May 2009 09:51:58 EST</pubDate>
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     <title>Health insurance from Uncle Sam gets a look</title>
   	 <description>(AP) --  Look out Aetna, Humana and UnitedHealthcare. Senators are meeting behind closed doors to consider whether the federal government should jump into the health insurance business.</description>
     <link>http://www.physorg.com/news161505509.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 14 May 2009 07:40:07 EST</pubDate>
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     <title>Tax health care to pay for health care?</title>
   	 <description>(AP) --  Most people with job-based health insurance don't think of their benefits as a form of income. But Uncle Sam might just change that.</description>
     <link>http://www.physorg.com/news161409791.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Wed, 13 May 2009 05:03:43 EST</pubDate>
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     <title>Obama lauds industry offer to cut health costs</title>
   	 <description>(AP) --  President Barack Obama on Monday portrayed the health care industry's promise to cut $2 trillion in costs over 10 years as "a watershed event" in the long search for a solution to the millions of uninsured.</description>
     <link>http://www.physorg.com/news161275307.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 11 May 2009 15:47:46 EST</pubDate>
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     <title>7 of 10 women are uninsured or underinsured, or have medical bill, debt, access problems</title>
   	 <description>Women are more likely than men to feel the pinch of rising health costs and eroding health benefits, with about half (52%) of working-age women reporting problems accessing needed care because of costs, compared to 39 percent of men, a new Commonwealth Fund study finds. Women who are insured but have inadequate coverage are especially vulnerable: 69 percent of underinsured women have problems accessing care because of costs, compared to half (49%) of underinsured men.</description>
     <link>http://www.physorg.com/news161244215.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 11 May 2009 07:05:01 EST</pubDate>
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     <title>Health care cost cuts could kick-start reform</title>
   	 <description>(AP) --  When President Bill Clinton took on health care reform, industry leaders fought back, killing the White House proposal before it could gain any traction.</description>
     <link>http://www.physorg.com/news161243774.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 11 May 2009 06:56:46 EST</pubDate>
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     <title>Health groups offer $2 trillion in cost savings</title>
   	 <description>(AP) --  President Barack Obama's plan to provide medical insurance for all Americans took a big step toward becoming reality Sunday after leaders of the health care industry offered $2 trillion in spending reductions over 10 years to help pay for the program.</description>
     <link>http://www.physorg.com/news161228767.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 11 May 2009 02:46:58 EST</pubDate>
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     <title>Health overhaul draws groups' competing demands</title>
   	 <description>(AP) --  Patients and doctors. Small businesses and multinationals. Retirees, workers and insurance companies.</description>
     <link>http://www.physorg.com/news161142072.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Sun, 10 May 2009 02:42:30 EST</pubDate>
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     <title>Sources: Senators weigh 3 government health plans</title>
   	 <description>(AP) --  Senators are considering three different designs for a new government health insurance plan that middle-income Americans could buy into for the first time, congressional officials said Friday. Officials familiar with the proposals said senators plan to debate them in a closed meeting next week. The officials spoke on condition of anonymity because details of the controversial plans have not been released.</description>
     <link>http://www.physorg.com/news161054303.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Sat, 09 May 2009 02:19:03 EST</pubDate>
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     <title>New study reveals the financial effects of stroke in China</title>
   	 <description>A new study has found that families in China face considerable economic hardship following stroke, and it is not uncommon for health care costs to push families below the poverty line. The large study shows over 70% of stroke survivors in China experience a catastrophic impact on their financial situation due to loss of income and cost of health care.</description>
     <link>http://www.physorg.com/news160924173.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 07 May 2009 14:10:00 EST</pubDate>
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     <title>Health insurers offer another concession</title>
   	 <description>(AP) --  The health insurance industry has offered to end its practice of charging higher premiums to women.</description>
     <link>http://www.physorg.com/news160766226.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Tue, 05 May 2009 18:17:47 EST</pubDate>
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     <title>Dental costs take bite out of family farmer and rancher budgets</title>
   	 <description>A new report issued by The Access Project and Brandeis University found that the costs of dental care represent more of a financial burden on families and individuals than has been previously recognized. In a survey of family farm and ranch operators in seven Great Plains states, three-quarters of households reported having dental out-of-pocket costs.  The report, The Cost of Dental Care and the Impact of Dental Insurance Coverage, found that families on average spent $873 out-of-pocket annually on dental care, exceeding their $700 average out-of-pocket costs for prescription drugs.  The amount spent on dental care constituted more than a quarter (27%) of families' overall out-of-pocket health care costs.</description>
     <link>http://www.physorg.com/news160223980.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Wed, 29 Apr 2009 11:40:08 EST</pubDate>
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     <title>Wis. could be first to require cochlear implants</title>
   	 <description>(AP) --  Wisconsin could become the first state requiring private insurance companies to cover cochlear implants for children with severe hearing problems. The state Legislature passed a bill Thursday requiring private health insurance plans to cover cochlear implants, hearing aids and related treatment for those under the age of 18. Gov. Jim Doyle has promised to sign it into law.</description>
     <link>http://www.physorg.com/news159728780.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Thu, 23 Apr 2009 18:07:03 EST</pubDate>
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     <title>Mayo Clinic backs new personal health record site</title>
   	 <description>(AP) --  The Mayo Clinic has combined its medical expertise with Microsoft Corp.'s technology in a free Web site launching Tuesday that will let people store personal health and medical information.</description>
     <link>http://www.physorg.com/news159520234.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Tue, 21 Apr 2009 08:11:05 EST</pubDate>
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     <title>White House seeks health plan compromise</title>
   	 <description></description>
     <link>http://www.physorg.com/news159019833.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Wed, 15 Apr 2009 13:11:06 EST</pubDate>
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     <title>Insurers shun those taking certain meds and secretly keep blacklist</title>
   	 <description>Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take Metformin, a popular drug for diabetes? Denied. Use the anti-clotting drug Plavix or Seroquel, prescribed for anti-psychotic or sleep problems? Forget about it.</description>
     <link>http://www.physorg.com/news157657350.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 30 Mar 2009 18:42:53 EST</pubDate>
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     <title>Insurers offer to stop charging sick people more</title>
   	 <description>(AP) --  The health insurance industry offered Tuesday for the first time to curb its controversial practice of charging higher premiums to people with a history of medical problems.</description>
     <link>http://www.physorg.com/news157131957.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Tue, 24 Mar 2009 16:46:17 EST</pubDate>
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     <title>Health insurance status associated with frequency of eye care visits</title>
   	 <description>Individuals with no or inconsistent health care coverage appear less likely to regularly seek eye care, even if they are visually impaired, according to a report in the March issue of Archives of Ophthalmology, one of the JAMA/Archives journals.</description>
     <link>http://www.physorg.com/news155844749.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 09 Mar 2009 19:13:14 EST</pubDate>
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     <title>Extra medicare charges for the rich a slippery slope, expert says</title>
   	 <description>A growing trend toward higher Medicare premiums for the richest Americans could ultimately creep into the retirement income of less-wealthy seniors, a University of Illinois expert on federal health insurance warns.</description>
     <link>http://www.physorg.com/news155827130.html</link>
	 <category>Medicine &amp; Health</category>
	 <pubDate>Mon, 09 Mar 2009 14:21:10 EST</pubDate>
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     <title>Previous work experience not always a positive for a new job</title>
   	 <description>Employees with previous work experience bring valuable knowledge and skills to their new jobs - but some of what they learned may actually hurt their work performance.</description>
     <link>http://www.physorg.com/news154615721.html</link>
	 <category>Other Sciences</category>
	 <pubDate>Mon, 23 Feb 2009 12:49:04 EST</pubDate>
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