http://www.physorg.com/ en-us Physorg.com internet news portal provides the latest news on science including: Physics, Nanotechnology, Life Sciences, Space Science, Earth Science, Environment, Health and Medicine. Recent bank failures point to the continuing need for vigilance by regulators and investors. Now, a report in the International Journal of Operational Research, discusses the possibility of an early-warning system that spots the outliers before they fail. http://www.physorg.com/news174139947.html Other Sciences Wed, 07 Oct 2009 14:00:07 EST news174139947 The recession will likely signal the end for many of Britain`s smaller buy-to-let landlords, and poses a grim threat to city-centre new build properties, warn experts at The University of Nottingham. http://www.physorg.com/news161248721.html Other Sciences Mon, 11 May 2009 08:19:07 EST news161248721 It is not surprising that as our economy continues its freefall, we are feeling increasingly more stressed and worried. Many of us are feeling extreme unease about the security of our jobs and being able to make our next mortgage payment. However, according to a new report in Psychological Science, a journal of the Association for Psychological Science, stress could make our financial troubles even worse. http://www.physorg.com/news157814244.html Medicine & Health Wed, 01 Apr 2009 14:17:53 EST news157814244 A new report, "Communities in Crisis," issued by the University of Minnesota Institute on Race and Poverty shows that the Twin Cities has some of the nation's worst racial disparities in mortgage lending. In the Twin Cities, those hardest hit by the subprime lending and foreclosure crisis have been communities of color. http://www.physorg.com/news153667561.html Other Sciences Thu, 12 Feb 2009 13:26:34 EST news153667561 (PhysOrg.com) -- Homeowners who are struggling with mortgages for their own residences are a relatively small part of the overall mortgage crisis, according to results of a new nationwide study of consumer balance sheets. http://www.physorg.com/news142094477.html Other Sciences Wed, 01 Oct 2008 15:41:17 EST news142094477 There is not a universally accepted definition of predatory lending by policy makers, regulators or people involved in the mortgage business. Predatory lending has been equated to mortgage abuse, mortgage fraud, loans with hidden prepayment penalties or even the legally acceptable loans that simply offer higher interest rates, or any other unethical practices in a mortgage transaction. http://www.physorg.com/news139749059.html Other Sciences Thu, 04 Sep 2008 12:10:59 EST news139749059 (PhysOrg.com) -- Banks have played a big role in the mortgage crisis, not only because they issued loans to suspect borrowers, but because many originated and sold bad loans to other lenders, says a University of Michigan business professor. http://www.physorg.com/news139066252.html Other Sciences Wed, 27 Aug 2008 14:30:52 EST news139066252 (PhysOrg.com) -- Critics often point to subprime mortgage lending - the funding of home loans to borrowers with less-than-perfect credit - as the culprit in the unsustainable boom in U.S. home prices that eventually derailed the real estate and mortgage markets. http://www.physorg.com/news136654317.html Other Sciences Wed, 30 Jul 2008 16:31:57 EST news136654317