Search results for lending club
Designing solutions for problems of 'predatory lending' first requires understanding when it exists
Sep 04, 2008 |
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There is not a universally accepted definition of predatory lending by policy makers, regulators or people involved in the mortgage business. Predatory lending has been equated to mortgage abuse, mortgage fraud, loans with ...
New study shows racial disparities in Twin Cities mortgage lending (Video)
Feb 12, 2009 |
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A new report, "Communities in Crisis," issued by the University of Minnesota Institute on Race and Poverty shows that the Twin Cities has some of the nation's worst racial disparities in mortgage lending. In the Twin Cities, ...
Racial segregation key factor in subprime lending
Nov 06, 2009 |
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(PhysOrg.com) -- New study examines impact of segregation on the prevalence of high-cost loans in U.S. metro areas. Subprime loans disproportionately located in segregated areas.
Rice U study finds that consumers may fare better with peer-to-peer online lending Web sites
Jun 19, 2008 |
4.1 / 5 (7) |
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A new study conducted by Associate Professor of Management Paul Dholakia at Rice University's Jones Graduate School of Management shows that online peer-to-peer lending Web sites may be more attractive to Americans ...
Economist says renewed financial crisis looms unless government acts
Jan 23, 2009 |
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(PhysOrg.com) -- Another crippling financial crisis looms unless the U.S. government thaws credit markets that are starting to freeze up amid a lingering and deepening recession, a University of Illinois economist ...
Subprime lending not main trigger of real estate bubble
Jul 30, 2008 |
3.6 / 5 (27) |
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(PhysOrg.com) -- Critics often point to subprime mortgage lending – the funding of home loans to borrowers with less-than-perfect credit – as the culprit in the unsustainable boom in U.S. home prices that eventually derailed ...
Online game gets real-world banking license
Mar 18, 2009 |
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(AP) -- With banks around the world foundering, the idea of moving your bank account to another planet might have some appeal.
Research on low-income homeowners suggests need for support after home purchase
Nov 19, 2008 |
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Programs that help low-income and minority individuals and families purchase a home may be doing more harm than good, according to a Kansas State University economist.
Shocks and Stress Tests
Aug 21, 2007 |
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In response to federal banking regulators' concern about community banks' increased participation in commercial real-estate lending, a University of Arkansas researcher has developed a system that allows banks to perform ...
New research shows that your looks, creditworthiness may go hand in hand
Other Sciences / Social Sciences
Mar 12, 2009 |
3 / 5 (4) |
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New research suggests that a person's appearance may play a role in whether they are deemed trustworthy by financial lenders. The study is summarized in a working paper by Jefferson Duarte at Rice University's ...
Sony's eBooks to work with libraries
Electronics / Consumer & Gadgets
Aug 26, 2009 |
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Maybe now it's an actual competition between Amazon's Kindle and Sony's forlorn "Reader" e-book.
Slash in corporate investment creating long-term problems
Feb 03, 2009 |
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A deep and lingering credit crisis is throttling investment in moneymaking projects that could help jump-start a U.S. economy mired in its worst downturn in decades, a new survey of corporate executives shows.
Review: Barnes & Noble reader is dual-screen mess
Electronics / Consumer & Gadgets
Dec 09, 2009 |
2.2 / 5 (18) |
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(AP) -- The e-book reading device is the gadget gift of the season. Both Sony and Barnes & Noble have sold out of their new models, and new buyers will have to wait until January for delivery. So why are ...
Full extent of financial crisis still not known, Purdue expert says
Oct 09, 2008 |
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(PhysOrg.com) -- The depth of the current financial crisis is unknown partly because most financial institutions don't disclose they are in trouble until after the fact, a Purdue University expert says.
MIT expert: How to toughen up environmental treaties
Feb 17, 2008 |
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The Kyoto Protocol is one of more than 100 global environmental treaties negotiated over the past 40 years to address pollution, fisheries management, ocean dumping and other problems. But according to MIT Professor Lawrence ...
