Health insurance
hideHealth insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.
By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
For more information about Health insurance, read the full article at
Wikipedia.
This text uses material from Wikipedia and is available under the GNU Free Documentation License.
News tagged with health benefits
Daily dose of color may boost immunity this flu season
Nov 03, 2009 |
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Hoping to keep the flu at bay? A strong immune system helps. Enjoying the bounty of colorful fruits and vegetables available right now can be an important step toward supporting your family's immune system this cold/flu season.
Probing Question: Are 'superfoods' really nutritional powerhouses?
Aug 20, 2009 |
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You’ve probably seen the supermarket tabloid articles with titles like “The 12 Foods Everyone Should Eat” or “Four Foods for Peak Performance.” Every week there’s another berry, grain or bafflingly-named compound that is ...
New study reveals taxing job-based health benefits would hit working families hardest
Aug 20, 2009 |
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As the debate over health care reform continues to unfold in town hall meetings and on Capitol Hill, a new study by two Harvard researchers has found that taxing job-based health benefits would heavily penalize insured, working ...
Exercise helps patients with non-alcoholic fatty liver disease
Jul 01, 2009 |
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Counseling patients with non-alcoholic fatty liver disease (NAFLD) on how to increase physical activity leads to health benefits that are independent of changes in weight. These findings are in a new study in the July issue ...
People think bottled water is healthy ... sort of
Jun 19, 2009 |
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A small study has shown that people tend to believe that bottled water is somehow healthier than water from the tap. However, the research, published in the open access journal BMC Public Health, also shows ...
Hear! Hear! Texas wines fight cancer growth
Jun 12, 2009 |
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It's happy hour for Texas wineries. Research now shows that wines produced in the Lone Star State share the anti-cancer traits known to exist in wines from other producing regions.
Kennedy health plan includes long-term care
Jun 10, 2009 |
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(AP) -- Americans would be able to buy long-term care insurance from the government for $65 a month under a provision tucked into sweeping health care legislation that senators will begin considering next ...
Study says confusion reigns over whole-grain claims in school lunches
Jun 02, 2009 |
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While most nutrition experts agree that school lunches should include more whole-grain products, a new study from the University of Minnesota finds that food-service workers lack understanding and the resources to meet that ...
Pets bring health, happiness and healing
May 27, 2009 |
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Doctors may soon be prescribing their patients a script to adopt a cat or dog, given a recent study found an estimated $3.86 billion was saved on health spending in Australia, due to the benefits of pet ownership.
Older people are not getting their five-a-day
Apr 29, 2009 |
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Research from the Changing Ageing Partnership (CAP) reveals that older people are not eating enough fruit and vegetables.
Fish consumption guidelines not environmentally sustainable
Mar 16, 2009 |
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Recommendations to increase fish consumption because of health benefits may not be environmentally sustainable and more research is needed to clarify the benefits of omega-3 fatty acids, write Dr. David Jenkins of St. Michael's ...
Poor understanding of medicare leads to worse healthcare access
Nov 18, 2008 |
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A study appearing in Journal of the American Geriatrics Society shows that Medicare beneficiaries' understanding of their healthcare benefits may affect their ability to access needed care effectively and could lead them t ...
Foods high in conjugated linoleic acids can enrich breast milk
Jul 28, 2008 |
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Have a cookie before breast-feeding, mom? Eating special cookies enriched with conjugated linoleic acid (CLA) can increase the level of these potentially healthful fatty acids in breast milk, reports a recent study in the ...
