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Health insurance
hideHealth insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.
By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
For more information about Health insurance, read the full article at
Wikipedia.
This text uses material from Wikipedia and is available under the GNU Free Documentation License.
News tagged with health insurance
What's in health care proposals for 5 Americans
Dec 20, 2009 |
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(AP) -- As Congress gets closer to a final health care bill, many Americans want to know: What's in it for me?
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Stocking stuffer: Card good for eye, dental visit
Dec 23, 2009 |
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(AP) -- Health care providers are rolling out a different sort of stocking stuffer: Gift cards that can be used to pay bills and insurance premiums or for specific services at eye doctors and dentist offices.
Abortion looms as possible health bill deal killer
Dec 23, 2009 |
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(AP) -- The way abortions are covered under health care reform is a major obstacle to finalizing the legislation, even though the House and Senate both agree that no federal money should be used.
Taiwan mulls world's first junk food tax: report
Dec 21, 2009 |
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Taiwan is planning the world's first tax on junk food in a bid to encourage the public to eat healthily and cut obesity rates, a report said Monday.
Urinary tract cancer associated with Chinese herbal products containing aristolochic acid
Dec 21, 2009 |
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The carcinogen aristolochic acid, which was found in many prescribed Chinese herbal products including Guan Mu Tong, is associated with an increased risk of urinary tract cancer, according to a new study published online ...
Health Care bill clears key Senate test
Dec 21, 2009 |
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(AP) -- Landmark health care legislation backed by President Barack Obama passed its sternest Senate test in the pre-dawn hours early Monday, overcoming Republican delaying tactics on a 60-40 vote that all ...
Obama hails 60th Senate vote for health care
Dec 19, 2009 |
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(AP) -- Jubilant Democrats locked in Nebraska Sen. Ben Nelson as the 60th and decisive vote for historic health care legislation Saturday, putting President Barack Obama's signature issue firmly on a path ...
'Invisible bracelet' for emergency health alerts?
Electronics / Consumer & Gadgets
Dec 21, 2009 |
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(AP) -- Emergency health alerts for the Facebook generation? The nation's ambulance crews are pushing a virtual medical ID system to rapidly learn a patient's health history during a crisis - and which can immediately text-message ...
Volunteer program provides quality low-risk operative care to patients in need
Dec 22, 2009 |
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A new study published in the December issue of the Journal of the American College of Surgeons shows that a volunteer program providing low-risk outpatient surgical procedures can deliver safe and effective health care t ...
Temp workers not stuck in jobs and earn more than regular employees
Dec 21, 2009 |
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(PhysOrg.com) -- Rather than being trapped in dead-end jobs, many people hired by temporary help agencies actually earn higher hourly wages and are better educated than permanent employees, and move quickly between temporary ...
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