Related topics: health care , barack obama , health care system , children , medicare
Health insurance
hideHealth insurance is insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.
By estimating the overall risk of healthcare expenses, a routine finance structure (such as a monthly premium or annual tax) can be developed, ensuring that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
For more information about Health insurance, read the full article at
Wikipedia.
This text uses material from Wikipedia and is available under the GNU Free Documentation License.
News tagged with health insurance
Landmark health bill passes House on close vote
Nov 08, 2009 |
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(AP) -- The Democratic-controlled House narrowly passed far-reaching health care legislation, handing President Barack Obama a hard-won victory on his chief domestic priority though the road ahead in the ...
45,000 excess deaths annually linked to lack of health insurance: study
Sep 17, 2009 |
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A study published online today estimates nearly 45,000 annual deaths are associated with lack of health insurance. That figure is about two and a half times higher than an estimate from the Institute of Medicine (IOM) in ...
Insurers shun those taking certain meds and secretly keep blacklist
Mar 30, 2009 |
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Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take Metformin, a popular drug for diabetes? ...
Over 2,200 veterans died in 2008 due to lack of health insurance
Nov 10, 2009 |
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A research team at Harvard Medical School estimates 2,266 U.S. military veterans under the age of 65 died last year because they lacked health insurance and thus had reduced access to care. That figure is ...
Lack of insurance may have figured in nearly 17,000 childhood deaths, study shows
Oct 29, 2009 |
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Lack of health insurance might have led or contributed to nearly 17,000 deaths among hospitalized children in the United States in the span of less than two decades, according to research led by the Johns Hopkins Children's ...
Illness, medical bills linked to nearly two-thirds of bankruptcies
Jun 04, 2009 |
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Medical problems contributed to nearly two-thirds (62.1 percent) of all bankruptcies in 2007, according to a study in the August issue of the American Journal of Medicine that will be published online Thursday. The data w ...
McCain health-care plan transforms US health insurance but few gains in numbers of insured
Sep 16, 2008 |
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A paper published in the journal Health Affairs highlights the cost and coverage implications of Senator John McCain's healthcare plan and describes its likely impact on the level and stability of insurance coverage as well ...
New U.S. Census report shows poverty increasing more in West than elsewhere
Other Sciences / Social Sciences
Sep 10, 2009 |
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Income in the 13 western states didn't decline as steeply in 2008 as elsewhere in the country, but poverty went up more, according to a researcher at the West Coast Poverty Center at the University of Washington.
Health care and the US presidential election
Oct 06, 2008 |
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Health care is playing a bigger role in this election than in any presidential contest in the past. "There are now more than 45 million people in America without health insurance for the entire year; almost twice that number ...
Cellphone powers back pain chip in Taiwan
Nov 27, 2009 |
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Taiwanese researchers have developed a chip to treat backpain that is powered by mobile phone, a member of the team said Friday.
Health, life insurers hold billions in tobacco stocks
Jun 03, 2009 |
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More than a decade after Harvard researchers first revealed that life and health insurance companies were major investors in tobacco stocks - prompting calls upon them to divest - the insurance industry has yet to kick the ...
Proposal would require all to have health coverage
May 14, 2009 |
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(AP) -- House Democrats are crafting a plan that would require all Americans to carry health insurance and would help families making less than $88,000 pay the premiums. Employers, too, would have to help foot the bill.
Sources: Senators weigh 3 government health plans
May 09, 2009 |
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(AP) -- Senators are considering three different designs for a new government health insurance plan that middle-income Americans could buy into for the first time, congressional officials said Friday. Officials ...
White House, hospitals reach deal on health care
Jul 08, 2009 |
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(AP) -- The nation's hospitals will give up $155 billion in future Medicare and Medicaid payments to help defray the cost of President Barack Obama's health care plan, a concession the White House hopes will boost an overhaul ...
Survey of young adults finds wide majority support health reform
Dec 18, 2009 |
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An overwhelming majority -- 88 percent -- of young adults across the political spectrum think it is important for Congress and the President to pass health reform legislation that would assure affordable health insurance ...
