Insurance
hideInsurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
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News tagged with insurance
Drug ads ineffective for boosting sales, could cost taxpayers: study
16 hours ago |
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US Taxpayers may be on the hook for the high cost of drug advertising that does little to boost sales, according to a new study led by a University of British Columbia health policy researcher.
Children who lack continuity with a regular health care provider miss needed services
17 hours ago |
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Low-income children who don't access health care from the same place or provider over the long term are significantly more likely to have unmet health care needs compared with those do, according to a new study published ...
Canadian woman loses benefits over Facebook photo
Nov 22, 2009 |
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(AP) -- A Canadian woman on long-term sick leave for depression says she lost her benefits because her insurance agent found photos of her on Facebook in which she appeared to be having fun.
Dispensing prescription drugs in 3-month supplies reduces drug costs by a third
Nov 20, 2009 |
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Purchasing prescription drugs in a three-month supply rather than a one-month supply has long been regarded as a way to reduce the cost of drugs for patients and third-party payers. New research from the University ...
Poll: Support for curbs on malpractice lawsuits
Nov 19, 2009 |
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(AP) -- Most Americans want Congress to deal with malpractice lawsuits driving up the cost of medical care, says an Associated Press poll.
New mammogram advice raises questions, concerns
Nov 16, 2009 |
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(AP) -- For many women, getting a mammogram is already one of life's more stressful experiences. Now, women in their 40s have the added anxiety of trying to figure out if they should even be getting one at ...
Uninsured more likely to die after trauma
Nov 16, 2009 |
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Americans without health insurance appear more likely to die following admission to the hospital for trauma than those with health care coverage, according to a report in the November issue of Archives of Surgery.
AMA votes to seek repeal of 'don't ask,don't tell'
Nov 10, 2009 |
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(AP) -- The American Medical Association on Tuesday voted to oppose the military's "don't ask, don't tell" policy, and declared that gay marriage bans contribute to health disparities.
Over 2,200 veterans died in 2008 due to lack of health insurance
Nov 10, 2009 |
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A research team at Harvard Medical School estimates 2,266 U.S. military veterans under the age of 65 died last year because they lacked health insurance and thus had reduced access to care. That figure is ...
Making Climate Forecasts More Useful to Farmers
Nov 09, 2009 |
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(PhysOrg.com) -- Climate forecasts are becoming more useful to farmers and ranchers, thanks to research by Agricultural Research Service (ARS) scientists and their cooperators.
Landmark health bill passes House on close vote
Nov 08, 2009 |
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(AP) -- The Democratic-controlled House narrowly passed far-reaching health care legislation, handing President Barack Obama a hard-won victory on his chief domestic priority though the road ahead in the ...
Higher health insurance costs force doctors to talk about money with patients
Nov 05, 2009 |
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As health insurers require people to base more treatment decisions on out-of-pocket costs, physicians should learn to talk to patients about money, according to researchers at Wake Forest University School of Medicine.
Health care dispute: Costs of defensive medicine
Nov 04, 2009 |
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(AP) -- Dr. James Wang says he tries to tell his patients when extra medical procedures aren't necessary. If they insist, though, he will do it - not so much to protect their health as his own practice.
The cost of improving dialysis care
Nov 02, 2009 |
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Improving survival among dialysis patients may increase treatment costs significantly, according to a paper being presented at the American Society of Nephrology's 42nd Annual Meeting and Scientific Exposition in San Diego, ...
House Dems unveil health bill
Oct 29, 2009 |
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(AP) -- Cheered by President Barack Obama, House Democrats rolled out landmark legislation Thursday to extend health care to tens of millions who lack coverage, impose sweeping new restrictions on the insurance ...
