Insurance
hideInsurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
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News tagged with insurance
Medicare buy-in plan runs into Senate resistance
Dec 13, 2009 |
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(AP) -- A plan to let people as young as 55 buy into Medicare, heralded as a breakthrough in the Senate's health care debate, ran into resistance Sunday from lawmakers who can make or break Democrats' efforts ...
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Health care loophole would allow coverage limits
Dec 11, 2009 |
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(AP) -- A loophole in the Senate health care bill would let insurers place annual dollar limits on medical care for people struggling with costly illnesses such as cancer, prompting a rebuke from patient ...
In rural areas, more women falling into health care gap
16 hours ago |
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For Americans living in rural areas, obtaining and maintaining health care can be challenging. Aside from common barriers, including shortages of care providers and facilities, older women face additional challenges, according ...
Who gets expensive cancer drugs? A tale of 2 nations
Dec 14, 2009 |
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The well-worn notion that patients in the United States have unfettered access to the most expensive cancer drugs while the United Kingdom's nationalized health care system regularly denies access to some high-cost treatments ...
Poor being turned away from free cancer screenings
Dec 13, 2009 |
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(AP) -- As the economy falters and more people go without health insurance, low-income women in at least 20 states are being turned away or put on long waiting lists for free cancer screenings, according ...
New criteria to project preemies' time in hospital, says researcher
Dec 14, 2009 |
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(PhysOrg.com) -- Researchers have developed a new way to estimate when the tiniest preemies -- babies born months early -- will go home from the hospital.
Studies quantify radiation doses, cancer risks from CT scans
20 hours ago |
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Doses of radiation from commonly performed computed tomography (CT) scans vary widely, appear higher than generally believed and may contribute to an estimated tens of thousands of future cancer cases, according to two reports ...
Swedish service performs your last online wishes
Dec 11, 2009 |
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(AP) -- Sunniva Geertinger was devastated when her boyfriend took his life early this year.
Disagreement Over Mammography Task Force Study
Dec 09, 2009 |
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When a government-appointed panel of experts released new guidelines last month calling for fewer routine mammograms, they were met with public confusion, political outrage, and a media storm that left women ...
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