Insurance
hideInsurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
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News tagged with insurance
Cellphone powers back pain chip in Taiwan
Nov 27, 2009 |
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Taiwanese researchers have developed a chip to treat backpain that is powered by mobile phone, a member of the team said Friday.
Understanding the pros and cons of health overhaul
Nov 28, 2009 |
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(AP) -- Maybe you've been reading the health care bill in your spare time. Then perhaps you can answer this question:
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Brandeis studies evaluate visionary approach to improving eyesight
Dec 02, 2009 |
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Joseph Balboni loves sports. An avid tennis player and golfer, as well as baseball fan, the 46-year-old insurance agent became increasingly frustrated over time as his eyesight dimmed due to keratoconus, a degenerative eye ...
Wide Disparities Found in Age of Hospitalization for Patients of Different Races
Dec 01, 2009 |
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(PhysOrg.com) -- New research from Yale School of Public Health shows that blacks are admitted to the hospital at a significantly younger age than their white peers for a host of preventable medical conditions, ...
Improving Cardiac Rehab for Women with Heart Disease
Nov 30, 2009 |
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(PhysOrg.com) -- USF Health researcher shows motivational "women-only" cardiac rehab improves symptoms of depression.
Research highlights need for national HIV strategy
Medicine & Health / HIV & AIDS
Nov 30, 2009 |
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The U.S. Centers for Disease Control and Prevention estimate that well over one million people in the United States are infected with HIV/AIDS. New research from North Carolina State University shows that many of those infected ...
Low-income women 4 times more likely to report fair or poor health
Nov 30, 2009 |
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Low-income women are four times more likely than higher-income women to report fair or poor health and nearly twice as likely to report a health condition that limits their basic physical activities, according to a new policy ...
Coverage of inexpensive drugs may increase length and quality of life after heart attack
Nov 30, 2009 |
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Providing free medications to people after heart attack could add years to patients' lives at a relatively low cost for provincial governments, according to a new study by researchers at St. Michael's Hospital in Toronto.
Osteoarthritis increases aggregate health care expenditures by $186 billion annually
Nov 30, 2009 |
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Osteoarthritis (OA), a highly prevalent disease, raised aggregate annual medical care expenditures in the U.S. by $185.5 billion according to researchers from Stony Brook University. Insurers footed $149.4 billion of the ...
What a grind: Bruxism at night likely a sign of stress by day
Nov 27, 2009 |
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You can practically track Steve Barkley's stress by the level of activity in his temporomandibular joint, or TMJ, the hinge joint that connects the lower jaw to the temporal bone of the skull and helps one chew, talk and ...
A costly diagnosis: Alzheimer's disease takes toll on memories, and money too
Nov 27, 2009 |
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Alzheimer's disease takes a devastating emotional toll on families but it also is one of the most expensive conditions to treat because of its progressive nature, requiring increasing assistance with eating, bathing and other ...
Diabetes cases to double and costs to triple by 2034
Nov 27, 2009 |
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In the next 25 years, the number of Americans living with diabetes will nearly double, increasing from 23.7 million in 2009 to 44.1 million in 2034. Over the same period, spending on diabetes will almost triple, rising from ...
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