Related topics: health care
Insurance
hideInsurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
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News tagged with insurance
Landmark health bill passes House on close vote
Nov 08, 2009 |
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(AP) -- The Democratic-controlled House narrowly passed far-reaching health care legislation, handing President Barack Obama a hard-won victory on his chief domestic priority though the road ahead in the ...
Canadian woman loses benefits over Facebook photo
Nov 22, 2009 |
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(AP) -- A Canadian woman on long-term sick leave for depression says she lost her benefits because her insurance agent found photos of her on Facebook in which she appeared to be having fun.
45,000 excess deaths annually linked to lack of health insurance: study
Sep 17, 2009 |
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A study published online today estimates nearly 45,000 annual deaths are associated with lack of health insurance. That figure is about two and a half times higher than an estimate from the Institute of Medicine (IOM) in ...
Insurers shun those taking certain meds and secretly keep blacklist
Mar 30, 2009 |
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Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take Metformin, a popular drug for diabetes? ...
Full extent of financial crisis still not known, Purdue expert says
Oct 09, 2008 |
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(PhysOrg.com) -- The depth of the current financial crisis is unknown partly because most financial institutions don't disclose they are in trouble until after the fact, a Purdue University expert says.
Girl's birth defect exacts financial toll
Jan 30, 2009 |
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Since their Katelyn was born five years ago, Cheryl and Christopher Woodley have known the stress of rearing a child with special medical needs.
Over 2,200 veterans died in 2008 due to lack of health insurance
Nov 10, 2009 |
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A research team at Harvard Medical School estimates 2,266 U.S. military veterans under the age of 65 died last year because they lacked health insurance and thus had reduced access to care. That figure is ...
Report concludes uninsured are costly for all
May 28, 2009 |
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(AP) -- The average family with health insurance shells out an extra $1,000 a year in premiums to pay for health care for the uninsured, a new report finds.
Lack of insurance may have figured in nearly 17,000 childhood deaths, study shows
Oct 29, 2009 |
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Lack of health insurance might have led or contributed to nearly 17,000 deaths among hospitalized children in the United States in the span of less than two decades, according to research led by the Johns Hopkins Children's ...
Curbing health bills brings different cost: High-deductible insurance cuts premiums, but some fear it leads consumers to
Dec 30, 2008 |
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Two years ago, Holly Calvillo signed up for a new type of health insurance that was just starting to get popular. It had a nice low premium but a high deductible. Calvillo and her husband were young and healthy. She figured ...
Illness, medical bills linked to nearly two-thirds of bankruptcies
Jun 04, 2009 |
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Medical problems contributed to nearly two-thirds (62.1 percent) of all bankruptcies in 2007, according to a study in the August issue of the American Journal of Medicine that will be published online Thursday. The data w ...
McCain health-care plan transforms US health insurance but few gains in numbers of insured
Sep 16, 2008 |
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A paper published in the journal Health Affairs highlights the cost and coverage implications of Senator John McCain's healthcare plan and describes its likely impact on the level and stability of insurance coverage as well ...
New U.S. Census report shows poverty increasing more in West than elsewhere
Other Sciences / Social Sciences
Sep 10, 2009 |
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Income in the 13 western states didn't decline as steeply in 2008 as elsewhere in the country, but poverty went up more, according to a researcher at the West Coast Poverty Center at the University of Washington.
Health care and the US presidential election
Oct 06, 2008 |
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Health care is playing a bigger role in this election than in any presidential contest in the past. "There are now more than 45 million people in America without health insurance for the entire year; almost twice that number ...
Cellphone powers back pain chip in Taiwan
Nov 27, 2009 |
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Taiwanese researchers have developed a chip to treat backpain that is powered by mobile phone, a member of the team said Friday.
