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A good story can trump a bad credit score in peer-to-peer lending

These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from ...

Other Sciences / Social Sciences

created May 16, 2011 | popularity not rated yet | comments 0 | with audio podcast

Racial segregation key factor in subprime lending

(PhysOrg.com) -- New study examines impact of segregation on the prevalence of high-cost loans in U.S. metro areas. Subprime loans disproportionately located in segregated areas.

Other Sciences / Economics & Business

created Nov 06, 2009 | popularity 3 / 5 (2) | comments 3

New research shows that your looks, creditworthiness may go hand in hand

New research suggests that a person's appearance may play a role in whether they are deemed trustworthy by financial lenders. The study is summarized in a working paper by Jefferson Duarte at Rice University's ...

Other Sciences / Social Sciences

created Mar 12, 2009 | popularity 3 / 5 (4) | comments 3

New study shows racial disparities in Twin Cities mortgage lending (Video)

A new report, "Communities in Crisis," issued by the University of Minnesota Institute on Race and Poverty shows that the Twin Cities has some of the nation's worst racial disparities in mortgage lending. In the Twin Cities, ...

Other Sciences / Other

created Feb 12, 2009 | popularity not rated yet | comments 0




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Engineers find inspiration for new materials in Piranha-proof armor

(PhysOrg.com) -- It’s a matchup worthy of a late-night cable movie: put a school of starving piranha and a 300-pound fish together, and who comes out the winner?

Chemistry / Materials Science

created Feb 09, 2012 | popularity 4.5 / 5 (4) | comments 2 | with audio podcast

Dieting with the denomination, determination

As a brand new year gets underway, people all over America are resolving to better manage their weight and have a more healthy 2012. According to a new study, those starting new weight loss programs may be surprised to find ...

Medicine & Health / Psychology & Psychiatry

created Feb 03, 2012 | popularity not rated yet | comments 0

NASA's GCPEX mission: What we don't know about snow

Predicting the future is always a tricky business -- just watch a TV weather report. Weather forecasts have come a long way, but almost every season there's a snowstorm that seems to come out of nowhere, or ...

Space & Earth / Earth Sciences

created Feb 01, 2012 | popularity 3 / 5 (1) | comments 0

A spider web's strength lies in more than its silk

While researchers have long known of the incredible strength of spider silk, the robust nature of the tiny filaments cannot alone explain how webs survive multiple tears and winds that exceed hurricane strength.

Technology / Computer Sciences

created Feb 01, 2012 | popularity 4.7 / 5 (11) | comments 0 | with audio podcast

Self-assembling nanorods: Researchers obtain 1-, 2- and 3-D nanorod arrays and networks

(PhysOrg.com) -- A relatively fast, easy and inexpensive technique for inducing nanorods - rod-shaped semiconductor nanocrystals - to self-assemble into one-, two- and even three-dimensional macroscopic structures ...

Nanotechnology / Nanomaterials

created Feb 01, 2012 | popularity 5 / 5 (4) | comments 0 | with audio podcast

Research: Is fair value really fair?

As the United States continues its struggle to emerge from the worst economic crisis since the Great Depression, a practice known as fair-value accounting has been taking heat. Critics—mostly banking associations—say ...

Other Sciences / Economics & Business

created Jan 31, 2012 | popularity not rated yet | comments 0

Sandia tool determines value of solar photovoltaic power systems

Consistent appraisals of homes and businesses outfitted with photovoltaic (PV) installations are a real challenge for the nation’s real estate industry, but a new tool developed by Sandia National Laboratories ...

Technology / Energy & Green Tech

created Jan 31, 2012 | popularity 4 / 5 (2) | comments 0

Want your enemies to trust you? Put on your baby face

Do baby-faced opponents have a better chance of gaining your trust? By subtly altering fictional politicians' faces, researchers at the Hebrew University of Jerusalem examined whether minor changes in appearance ...

Other Sciences / Social Sciences

created Jan 30, 2012 | popularity 5 / 5 (2) | comments 1

Shakespeare's skill 'more in grammar than in words'

William Shakespeare's mastery of the English language is displayed more in the grammar he used than in his words, according to a researcher at the University of Strathclyde in Glasgow, Scotland.

Other Sciences / Other

created Jan 30, 2012 | popularity 4 / 5 (2) | comments 1

Business, social media to prevent babies with HIV

(AP) -- Business and social media leaders teamed up Friday to tackle the transmission of HIV from mothers to babies, saying the medicine and the money are largely in place, and with the right organizational skills they can ...

Medicine & Health / HIV & AIDS

created Jan 27, 2012 | popularity not rated yet | comments 0


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