News tagged with mortgage
Banking on outlier detection: Simple computer model could act as early warning system for failing banks
Oct 07, 2009 |
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Recent bank failures point to the continuing need for vigilance by regulators and investors. Now, a report in the International Journal of Operational Research, discusses the possibility of an early-warning system that s ...
From stress to financial mess: Study suggests acute stress affects financial decision making
Medicine & Health / Psychology & Psychiatry
Apr 01, 2009 |
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It is not surprising that as our economy continues its freefall, we are feeling increasingly more stressed and worried. Many of us are feeling extreme unease about the security of our jobs and being able to make our next ...
Subprime lending not main trigger of real estate bubble
Jul 30, 2008 |
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(PhysOrg.com) -- Critics often point to subprime mortgage lending – the funding of home loans to borrowers with less-than-perfect credit – as the culprit in the unsustainable boom in U.S. home prices that eventually derailed ...
"We all live in a Robbie Fowler House!"
May 11, 2009 |
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The recession will likely signal the end for many of Britain’s smaller buy-to-let landlords, and poses a grim threat to city-centre new build properties, warn experts at The University of Nottingham.
Study: Mortgage Losses On Owner-Occupied Homes Lower Than Assumed
Oct 01, 2008 |
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(PhysOrg.com) -- Homeowners who are struggling with mortgages for their own residences are a relatively small part of the overall mortgage crisis, according to results of a new nationwide study of consumer balance sheets.
New study shows racial disparities in Twin Cities mortgage lending (Video)
Feb 12, 2009 |
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A new report, "Communities in Crisis," issued by the University of Minnesota Institute on Race and Poverty shows that the Twin Cities has some of the nation's worst racial disparities in mortgage lending. In the Twin Cities, ...
Mortgage crisis: Blame the bank?
Aug 27, 2008 |
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(PhysOrg.com) -- Banks have played a big role in the mortgage crisis, not only because they issued loans to suspect borrowers, but because many originated and sold bad loans to other lenders, says a University of Michigan ...
Designing solutions for problems of 'predatory lending' first requires understanding when it exists
Sep 04, 2008 |
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There is not a universally accepted definition of predatory lending by policy makers, regulators or people involved in the mortgage business. Predatory lending has been equated to mortgage abuse, mortgage fraud, loans with ...
